Life Assurance can be used in many different ways, not just as a means to protect your family from the loss of a loved one but also to protect your business in terms of the loss of a a key person within your company or to cover the company from ownership issues should a death occur to one of the partners.
In terms of estate planning, Life Assurance can be used to protect the value of an estate, ensuring that any inheritance taxes that may fall due can be covered on death without adding to the estates value, thereby ensuring that your family maintains the use of the value of your wealth without having to dispose of any property to settle any dues.
Critical Illness, income protection, term assurance and Whole of Life plans are all available.